As a cross-border commuter in Switzerland, we focus on finding the right health insurance. Regardless of whether you come from Germany, France or another neighboring country and are already working in Switzerland or are just planning the move: We will find for you the right one and cheapest health insurance.
Legal requirements for cross-border commuters in Switzerland
Anyone who works in Switzerland as a cross-border worker with a G permit and lives abroad is required by law to take out health insurance. This obligation applies regardless of whether you live in Germany, France, Italy, Austria or in the Principality of Liechtenstein.
As soon as you start a job in Switzerland, you have the opportunity to choose suitable health insurance within 3 months. Important: Without timely registration, you will automatically be assigned to a health insurance company — often at significantly higher costs and without options.
To prevent this from happening, we help you choose the right cross-border health insurance that suits your country of residence, income and personal situation.
You can find more information about legal requirements at admin.ch.
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That's why Schütz Insurance is the right place for you
We compare all relevant providers and ensure you the best price-performance ratio for cross-border commuters.
From consultation to registration — we take care of the entire process so that you don't waste any time.
You don't have to understand or fill out any forms, we'll take care of every formality for you.
We are there for you even after graduation and support you if your situation or needs change.
FAQ
Ja, wer in der Schweiz arbeitet, muss eine Schweizer Krankenversicherung haben.
Die gesetzliche Grundversicherung (KVG) in der Schweiz ist für alle Grenzgänger verpflichtend.
Die Kosten hängen vom gewählten Versicherungsmodell, Wohnland und Alter ab, liegen aber oft unter denen einer regulären Schweizer Vollversicherung.
Alle Schweizer Kassen bieten gesetzlich gleiche Leistungen für ambulante und stationäre Behandlungen.
Ja, Grenzgänger können sich in der Schweiz oder im Wohnland behandeln lassen.
Eine Zusatzversicherung ist freiwillig; sie kann zusätzliche Leistungen wie Spezialbehandlungen oder alternative Heilmethoden abdecken.
In der Regel deine G-Bewilligung, einen Identitätsnachweis und Angaben zu deinem Wohnland und Arbeitgeber.